If you or your spouse are not self-employed, then use this checklist to be sure you have collected everything you need for each part of the process.  If you or your spouse are self-employed, please use the Self Employed Checklist instead.

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For Pre-Approval

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• Home Loan Application Form

  • See Online Application

• Declaration Form​

  • Read & Sign where indicated​

• Terms of Engagement​

  • Read & Sign page 6​

• Bank Statements

  • Regular transnational account - Three Months​

    • These are to show your regular expenses & income​

  • Savings statements - Six Months​ or Confirmation of Deposit

    • These are to show that you have saved for your deposit​

    • These also show how much you have available for your deposit

    • If you don't have funds in your savings account, then you'll need a confirmation of deposit.​​

• Proof of identity​​

  • Driver's License or Passport​

    • Take a photo of your documents with your phone, and message them to 027 4355 000 or email them to stuart@mcaa.co.nz

• Employment Contract​

  • Copy of your signed employment contract, or most recent three payslips. If you are self employed, please see the Self Employed Checklist​

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If you are Re-Financing

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• Loan Statements

  • Six months of your current loan statements​
     

If you are Building

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• Copy of your Building Contract

• Copy of the Plans & Specifications

• Copy of Registered Valuation

  • These are generally required to establish the value upon completion​

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